money & shopping
A2 Elementary

Money & Shopping β€” A2 English Lesson

πŸ“… 2026-10-11πŸ“Š A2 ElementaryπŸ“š 5 new words🎧 daily podcast

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πŸ“š Vocabulary

5 new words Learn new words with real examples and audio.
coin
coin /KOYN/
noun
a small round piece of metal money
"I put a coin in the machine."
pay
pay /PAY/
verb
to give money for something you buy
"I pay for my lunch at the cafe."
bill
bill /BIL/
noun
the paper that shows how much money you must pay
"The waiter brings the bill to our table."
card
card /KARD/
noun
a small plastic thing you use to pay instead of cash
"She pays with her card, not cash."
expensive
expensive /ik-SPEN-siv/
adjective
costs a lot of money
"This watch is too expensive for me."
🎧

Podcast: Money & Shopping

Listen to today’s conversation.

πŸ“ Podcast Transcript

Maya

Hello everyone, and welcome to Muse English! I'm Maya.

Lena

And I'm Lena. Hi, friends. Today we are talking about money and shopping.

Maya

Yes. Shopping is something we do every day. We buy food, we buy clothes, and we pay for many things.

Lena

That's right. Today we will learn five useful words: coin, pay, bill, card, and expensive. Let's start with coin.

Maya

A coin is a small round piece of metal money. It is money, but it is not paper money. It is metal.

Lena

Right. In many countries, small things cost only a coin. For example, you can buy a candy for one coin.

Maya

I always have a few coins in my pocket. Yesterday I found a coin on the street. It was a lucky coin.

Lena

A lucky coin. I love that. But one coin is not enough for big things. A coin is only good for small things.

Maya

True. When you want to buy something, you must pay. To pay means to give money for something you buy.

Lena

Yes, to pay. When you pay for your lunch, you give money to the restaurant. When you pay for a bus ticket, you give money to the driver.

Maya

Every day we pay for many things. I pay for my coffee in the morning. I pay for my groceries in the evening.

Lena

And how do we pay? Sometimes we pay with cash. Sometimes we pay with a card.

Maya

Let's talk about the bill. The bill is the paper that shows how much money you must pay.

Lena

Right. In a restaurant, after you eat, the waiter brings the bill to your table. The bill shows the price of your food.

Maya

The bill is important. You read the bill, you see the total, and then you pay.

Lena

I always check the bill. One time the bill was wrong. It showed an extra coffee. I was happy that I read the bill.

Maya

Good idea. Always read the bill before you pay.

Lena

Before we continue, friends, let me tell you about the Muse English app. It is a free app for learning English.

Lena

Every day it gives you new words with photos and pronunciation. You can listen to this podcast, practice shadowing stories, and take fun quizzes. You also earn points and climb the leaderboard. Download the Muse English app today and make English a daily habit.

Maya

Thanks, Lena. Now, the card. A card is a small plastic thing. You use it to pay instead of money.

Lena

Yes. A bank card. You do not need cash when you have a card. You just give the card, and the money comes from your bank.

Maya

I use my card every day. I pay for my lunch with my card. I pay for the bus with my card.

Lena

A card is easy. But be careful with your card. Do not lose your card. And never tell other people your card number.

Maya

Good advice. Now the last word: expensive. Something is expensive when it costs a lot of money.

Lena

Right. A small candy is not expensive. But a new car is expensive. A big house is very expensive.

Maya

Yesterday I saw a beautiful watch. I wanted to buy it, but it was too expensive for me. The watch was expensive, so I did not buy it.

Lena

I understand. When something is expensive, we must think. Do I really need it? Is it worth the money?

Maya

Let's remember a story. Last week I went shopping with my friend Sara. We had lunch in a small restaurant.

Lena

Did you pay for the lunch?

Maya

We split the bill. First, the waiter brought the bill. The bill was not too big. Then Sara wanted to pay with her card, but she forgot her card at home.

Lena

Oh no. So how did you pay?

Maya

I paid with my card. It was easy. After lunch, we walked to a shop. Sara saw a bag. It was a beautiful bag, but it was expensive. Very expensive.

Lena

Did she buy it?

Maya

No. She said, "It is too expensive. I will not pay that much for a bag." So we left the shop. On the way home, I found a coin on the sidewalk. A small coin. I gave the coin to Sara. I said, "This coin is for your next small shopping."

Lena

Ha. A lucky coin. That is a nice story. You used all our words: coin, pay, bill, card, and expensive.

Maya

Yes. Let's say them one more time. Coin, pay, bill, card, expensive.

Lena

Coin, pay, bill, card, expensive. Good job, everyone.

Maya

Friends, if you like this podcast, try the Muse English app. It is free, and it helps you learn every day.

Maya

In the app you get new words with clear photos and pronunciation audio. You can practice speaking with shadowing stories and test yourself with grammar quizzes. You earn points, keep your streak, and climb the leaderboard. Install the Muse English app now and learn a little English every day.

Lena

That's all for today. Practice your words, and see you tomorrow on Muse English. Bye.

Maya

Bye.

πŸŽ™ Try Shadowing free sample

Listen and repeat along with the studio audio. Full shadowing practice with pronunciation scoring is in the app.

My Saturday Shopping

I went to the big market on Saturday morning.

I took one coin from my pocket.

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πŸ“Grammar: Third conditional (imagining a different past)

We use the third conditional to imagine a different past. The past is real, but we dream about another result. The form is simple: **If + past, would have + past participle**. The if-part shows the imaginary past. The **would have** part shows the imaginary result. Imagine yesterday: I saw an expensive watch, but I did not buy it. We say: **If it was cheap, I would have bought it**. The result did NOT really happen. I did not buy the watch. The sentence only imagines it. You can also use **could have** or **might have** for a less sure result. Example: **If she had the card, she might have

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